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Tuesday, 10 August 2021 12:21

Best dental insurance alternatives in Tampa | Insurance or A Savings Plan?

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Best dental insurance alternatives in Tampa Best dental insurance alternatives in Tampa

When it comes to dental insurance and a dental savings plan there are areas where both succeed and areas where both are a little lackluster. Dental insurance won’t save you as much as a dental savings plan when it comes to orthodontics, cosmetic dentistry and procedures over $1,500. Even though dental insurance has been around for decades, there are a lot of times where it is not as effective as a dental savings plan. Doc Wellbee is a dental savings plan that wants to provide those in Tampa with the best dental insurance alternative in Tampa. If you would like to sign up for Doc Wellbee’s dental savings plan just call our office at (866)519-7667 or you can sign up online at docwellbee.com.

If you need costly restorative treatments to address dental problems, dental insurance may let you down. What does dental insurance cost and cover? If you pay out of pocket for two checkups and cleanings and a set of X-rays, your cost, on average, will be around $375-$400, according to the American Dental Association. Therefore, with a dental insurance policy you’re basically pre-paying for your essential preventive care. Before you buy dental insurance, check the annual maximum coverage provided by your plan, also known as the annual cap. Dental insurance policies generally limit coverage to $1000-$1,500 a year. When your dental costs go over that limit, you then have to pay for your own dental care for the rest of the year. Doc Wellbee provides the best dental insurance alternative in Tampa.

Given that the average cost for a crown is $750-$1200, and the cost of a single implant starts at $1500, you can go through your annual dental allowance quickly. Annual maximums are what makes dental savings plans a better choice if you need more than basic preventive care. You also need to factor in waiting periods – your dental coverage for treatments such as bridges, root canals, crowns, and dentures won’t kick in for 6-12 months after you’ve purchased your dental insurance.

Dental savings plans, specifically a Doc Wellbee savings plan, are an affordable alternative to traditional insurance because they offer members discounts of 25-65% on their dental care. A Doc Wellbee dental savings plans activate immediately, there is no waiting period so you can use your plan the same day. Our dental savings plan also has no annual caps, no forms to fill out and there are no restrictions on getting care for preexisting conditions. You simply use your plan to save whenever you go to the dentist. Doc Wellbee provides the best dental insurance alternative in Tampa.

The cost of a Doc Wellbee savings plan starts at $14.95/month for an individual, which is significantly less that you’d pay for dental insurance. For a family plan, the cost is $19.95/month. Additionally, our plan offers discounts on treatments such as dental implants and cosmetic treatments. And our plan included, at no extra cost, additional savings on prescription medicines, vision and eye care, chiropractic treatment and other health and wellness services.

Dental discount plans are great because they help make dental care more affordable for people who either don’t have dental insurance, want to save on services not covered by their insurance, or those who have exhausted their annual benefits. If you would like to sign up for Doc Wellbee’s dental savings plan just call our office at (866)519-7667 or you can sign up online at docwellbee.com. Doc Wellbee provides the best dental insurance alternative in Tampa.

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